Who uses A1 Action Cash?
We serve a variety of customers with different needs. Any businesses can use a title pawn as leverage to buy
supplies or quick cash to meet surprise expenses. Real estate agents and salespeople use our vehicle title pawn
to improve their cash flow while waiting for commission checks. We takes pride in offering an easy solution to
complex problems for all our customers.
What is a title pawn?
Simply put, A title pawn, also referred to in some places as a title loan or a motor vehicle equity line of credit, is
a short-term loan that uses the free and clear title to your vehicle as your credit. We offer fast and discreet loans
to all credit profiles.
What is required to do a title pawn?
Your vehicle, photo ID, proof of income, proof of resident, proof of insurance and a clear vehicle title, are all
that is needed to do a car title pawn.
What if someone else’s name is on the title with mine?
Please have all people listed on the title come with you.
How do I know if my title is “free and clear”?
A free and clear title will have no one listed as a ‘Lienholder’ We are happy to assist you! Please call us at one of
our locations to speak with an agent in your area!
How much can I borrow?
The value of your vehicle and your ability to repay will affect how much can be borrowed. Amounts can vary with
a range from $100 to $10,000.
How does the process work?
The process to get a car title pawn is fast and simple. All you need is the required items list above. Visit one of
our location where a friendly agent will evaluate your needs and the vehicle. You will then complete a short
application and our agents will review terms and conditions before the loan signing. That’s it! Once you are
approved, you will then leave with money AND your car.
How long does the approval process take?
From start to finish the process averages only 20 minutes.
Is there a maximum loan amount?
Yes, $10,000 in most states. However, several states have maximums below $10,000.
Can self-employed people get title loans?
Yes! Many of our clients are self-employed professionals, such as contractors in need of working capital to buy
supplies or meet expenses. Our small business expertise and quick approvals make us the title loan company of
choice for self-employed borrowers.
Can I get a title loan if I’m unemployed?
Yes, federal law prohibits discrimination against a borrower’s source of income. We must consider your
unemployment benefits. We may also consider your start date for a new job or the income of any family and
friends who may co-sign on the loan.
I have a low credit score, does this matter?
No. We offer loans to people of all credit scores and all credit profiles.
If I do not pay, will my car be repossessed?
Automotive title loans use a vehicle as collateral. Repossessions are uncommon but can occur in certain
instances. However, this is a final measure and A1 Action Cash believes in working with customers who fall
behind on payments. Repossession is a not a desirable outcome for either party.
Is there a prepayment penalty on your title loans?
No. We do not have any prepayment penalties.
How can I make loan payments?
Most locations accept cash, debit card, money orders, cashier’s checks and Western Union. This makes it
convenient to pay in several ways. Our agents will discuss all the payment options available at the time of your
loan. Online payments are also available for most of our customers.